When you are still single, you are required to be careful in shopping. Because even though you don’t have dependents, an unwise attitude in shopping will make no matter how much your income feels like it’s lacking.
Especially after you get married. You and your partner must be more observant in spending money. Don’t let your household falter because of unwise shopping habits. Like the habits below that can make couples cranky.
Exceeding your ability to pay for it
In most households, the wife is most often appointed as the minister of finance as well as the shopkeeper. Whoever among you is in charge of shopping, make sure you really understand your financial capabilities.
That way, the shopping budget can be maintained so that it doesn’t swell beyond your capabilities. If you are often assigned to shop, for example, avoid suddenly bringing home any items whose prices do not make sense compared to your income.
Shopping is always different from the plan so it’s wasteful
What’s the point of making a shopping list if most of it ends up being ignored? In fact, the shopping list must be made based on priority needs and has been discussed with a partner. Meanwhile, the things you buy impulsively cannot be substituted.
As a result, you still have to shop again to buy the main needs. The output is doubled. As a young couple with a weak financial foundation, this habit will certainly make your finances in disarray.
Buying the same thing even though it’s already at home
Usually this is about your fondness for collecting objects or you are addicted to buying something. For example, a variety of ceramic plates for display. At home it’s already there, but you keep adding to it.
Until your partner can’t understand. Where else are you going to put that stuff? Imagine if you didn’t buy it. The money could definitely be used for other things or saved just in case.
Personal shopping but using a shared budget or the bill to a partner
This is why it is highly recommended for married couples to still have their respective sources of income. In addition to increasing family income, each of them also becomes less confused if they have personal needs or desires.
If there is only one person who works and the income is not big enough, chances are he doesn’t have a special budget to pamper his partner. His income has been used up for routine family expenses.
If his partner is desperate to use money from one of the posts for personal purposes, he must be furious. Similarly, when shopping on credit or using a paylater. Don’t let your partner pay for it.
Buying something just because someone else has it
If all the things that people have become your benchmark in shopping, your expenses can be out of control. In fact, other people’s income is not the same as yours or your partner’s income. You should be able to measure your own financial ability.
Apart from finances, your partner will appreciate it more if your shopping decisions are based on your needs. Not just following people. Don’t let what you buy end up not being used because you or other family members don’t really need it.